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What Does Contingency Basis Mean?

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Are You Seeking Justice Without the Financial Burden? You’re not alone. Many individuals hesitate to pursue legal action due to concerns about the substantial costs associated with hiring a lawyer. This fear of encountering hefty legal fees can often deter people from seeking the justice or legal support they need. However, there’s an alternative approach…

What is Uninsured Motorist Coverage (UIM) in New Jersey?

Male Motorist Involved In Car Accident Calling Insurance Company Or Recovery Service

In the context of auto insurance in New Jersey, UM stands for Uninsured Motorist coverage, while UIM stands for Underinsured Motorist coverage. Uninsured Motorist (UM) coverage provides protection when you are involved in an accident with a driver who does not have insurance, which sadly happens a lot more often than most people realize, or…

Importance of Personal Injury Protection Coverage in NJ

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In New Jersey, Personal Injury Protection (PIP) coverage is mandatory for all drivers. It is designed to pay for medical expenses and other related costs for the driver and any vehicle passengers for injuries that are sustained in a motor vehicle or pedestrian accident. Examples of other related costs include lost wages while you are…

Understanding the Lawsuit Limitation Option on Your New Jersey Auto Insurance Policy

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Understanding the Lawsuit Limitation Option on Your New Jersey Auto Insurance Policy and the Exceptions to It That Permit You to Sue the Negligent Driver For Non-Economic Damages Sustained in a Motor Vehicle Accident in New Jersey The Verbal Threshold, also known as the Limitation on Lawsuit option, is a provision in New Jersey Statutes…